Wyoming: Preliminary avg. unsubsidized 2025 #ACA rate changes: +10.0% (unweighted)

The bad news for Wyoming residents who earn too much to qualify for any federal ACA subsidies is that the state has the second highest unsubsidized premiums in the country after West Virginia. The good news is that, thanks to the Inflation Reduction Act, there are far more residents who do qualify for federal subsidies, which chop those premiums down to no more than 8.5% of their income....at least until the end of 2025, at which point the upgraded IRA subsidies are currently scheduled to expire.

Unfortunately, once again, I've been unable to get ahold of enrollment data for any of Wyoming's carriers on either the individual or small group markets, so I can only run unweighted averages for both markets.

With that said, the unweighted average rate hikes being asked for are 10% on the indy market and 6.4% for small group plans.