Nebraska: Preliminary avg. 2021 #ACA premiums (unweighted): +5.4% indy market, +5.8% sm. group market
I'm not sure what's going on with Bright Health Care in Nebraska. They entered the state's ACA market in 2020, but for whatever reason they aren't showing up in the HealthCare.Gov Rate Review database. The only carrier listed for the state's individual market is Medica, and the SERFF database for Nebraska doesn't bring up either one.
Even more curious, when I ran a search to make sure that Bright hadn't simply jumped in and then out again the following year, I found this article:
Bright Health Plan announced today its 2021 expansion plan. It will expand access to its Medicare Advantage, individual and family-plan products in select areas, and to add fully-insured small business plans to its available products in certain markets.
...The individual and family plans will be extended into the Fort Lauderdale, Miami, Asheville, Greensboro and Raleigh-Durham markets, as well as Medicare Advantage plans in Fort Lauderdale. The company will grow its existing Chicago market to include individual and family plans to its current Medicare Advantage offerings in DuPage County.
Bright Health's fully-insured small business plans will be available in Denver, Nashville, Memphis and Nebraska. They include level-funded plans for small businesses with 20-100 employees and administrative-services-only plans for businesses with more than 100 workers.
What's odd here is that Bright isn't listed in HealthCare.Gov's small business Rate Review database either. Obviously there wouldn't be any "rate change" since there's no historic rates to change, but newly-entering carriers are still generally listed anyway.
In any event, without this information, not only can't I run a weighted averge between Medica and Bright, I can't even run a proper unweighted average since I don't even have a rate change for Bright to average into the individual market.