Alabama: Requested 2016 avg. rate hikes: 24.4%


As with many other states, I'm working with limited enrollment and rate change data here, so plenty of caveats abound. However, Alabama's 2014 individual market was only around 206,000 people, and the ACA-compliant market should be roughly the same this year. I can account for 176,000 of that, so the remaining 30K or so are unknown other than being split among a half-dozen companies which requested rate changes of below 10% increases.

Assuming around 7% on average for the balance, Alabama residents are likely looking at roughly a 24.4% rate hike...assuming they stick with their current plans.

In other words: Shop around, shop around, shop around!