Delaware: Preliminary avg. unsubsidized 2025 #ACA rate changes: +13.3%

The Delaware Dept. of Insurance has posted the preliminary 2025 individual & small group market rate filings from insurance carriers participating in those markets.

The big news on the individual market is that Aetna is seeking massive rate hikes of over 34% next year, though the weighted average across the board being requested is "only" a still ugly 13.3% increase.

On the small group market, average increases are the lower but still-not-great 8.8%. More significantly here is that Aetna and Optimum Choice are pulling out of the Delaware small group market entirely, reducing the number of carriers from six to just two, since Aetna had three divisions operating there.

 

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