Wisconsin: *Final* avg. unsubsidized 2024 #ACA rate changes: +6.8% (unweighted; updated)

Originally posted 8/21/23; updated 11/08/23

Wisconsin has the most competitive ACA markets in the country, at least in terms of the sheer number of insurance carriers offering policies on both the individual (14) and small group (18) markets. They're losing two carriers in 2024 (WPS Health Plan in both markets and Humana in the small group market only), but it's still pretty robust.

The bad news is that it's once again extremely difficult to acquire Wisconsin's actual rate filings prior to the actual Open Enrollment Period launching, meaning I can only run unweighted average requested rate increases/decreases.

With that in mind, individual market carriers are requesting unweighted increases of around 6.8% (ranging from 1% - 15.7%), while small group carriers are seeking hikes of around 7% overall, ranging from a 25.9% reduction (wow!) to a 16.3% increase.

UPDATE 11/08/23: No changes to any of the individual market rate requests; a couple of slight changes to the small group carriers.