Indiana: (Preliminary) avg. unsubsidized 2023 #ACA rate changes: +6.3%


The Indiana Insurance Dept. has quietly posted their preliminary 2023 health insurance premium rate change requests for both the individual and small group markets:


The overall average rate increase for 2023 Indiana individual marketplace plans is 5.7%.

The IDOI will finalize the review of the 2023 ACA compliant filings both on and off the federal Marketplace by August 18, 2022.

  • The medical trend increase ranges from 5.1-10.2%. This varies depending on networks and experience of each carrier.
  • The premium averages shown consist of a combination of catastrophic, bronze, silver, gold and platinum plans. The premium is reflected as an average; individuals may experience a rate increase or decrease dependent on the plan selection or auto-enrollment process.
  • Within each metal level there are numerous plans with various cost sharing methods.

Each market has one new entry: Cigna is jumping into Indiana's individual market, while Integon National is joining the state's small group market. For some reason Integon claims to have 1,000 current enrollees, however, which is a bit of a head scratcher if they're entering the market for the first time, but whatever.

Oddly, I have the overall average rate increase at 6.3% for the individual market; I'm not sure how the IN DOI came up with 5.7%: