Final Post For Today...
I received the following email from someone regarding small group insurance policies out of Minnesota (emphasis mine):
Maybe not useful to you, but an insurance agent in MN told me he just got quotes for his first three 2015 group coverage renewals: -7.5%, -2.5%, -7.5%.
He's slightly shocked.
I asked if he could provide some further details; so far this is as much as he's able to add:
...He's rural, so those are likely group plans for small businesses, maybe a small school system. Recent changes have been +8-24%, so this is a gigantic change.