Colorado's Health Insurance Marketplace Maintains Enrollment Momentum
There's still time to enroll
DENVER – As of Wednesday, July 7, 205,813 Coloradans have signed up for a plan that provides coverage this year through Connect for Health Colorado. That’s an additional 5,000 enrollments since last month when Connect for Health Colorado announced its Marketplace had reached a historic enrollment milestone for the 2021 plan year.
That's actually 5,694 more enrollees since June 7th, although they may be knocking it down a bit to account for attrition/etc. That amounts to 190 additional enrollees per day, which is actually up from the ~167/day which Colorado had been averaging from May through June. Huh.
U.S. Supreme Court Upholds the Affordable Care Act
Coverage protections, financial help and many other programs continue as part of law that has helped millions of Coloradans
Today, the United States Supreme Court announced its 7-2 decision in California v. Texas, No. 19-840, to uphold the Affordable Care Act (ACA), now covering 31 million Americans.
“We are pleased with the Court’s decision to uphold the Affordable Care Act. This is welcome news to more than 500,000 Coloradans who have gained access to quality health care coverage through Medicaid expansion,” said Kim Bimestefer, executive director of the Department of Health Care Policy & Financing. “This coverage expansion is more important than ever, given the COVID-19 pandemic and economic downturn, which has caused many Coloradans to lose their jobs and with that their employer-sponsored health insurance coverage.”
Connect for Health Colorado Hits Historic Enrollment Milestone for 2021 Plan Year
Thousands More Coloradans Have Health Coverage Thanks to Extended Enrollment Window and New, Federal Law
DENVER – As of Monday, June 7, 200,119 Coloradans have signed up for a plan that provides coverage this year through Connect for Health Colorado, the state’s official health insurance marketplace. That is a historic number of enrollments in a plan year for Connect for Health Colorado since opening for business in 2013.
Just over 20,000 of this year’s enrollments occurred since Connect for Health Colorado re-opened enrollment in Feb. 2021, and half of those sign ups occurred since the organization began offering expanded subsidies under a new, federal law in April 2021.
I've once again relaunched my project from last fall to track Medicaid enrollment (both standard and expansion alike) on a monthly basis for every state dating back to the ACA being signed into law.
For the various enrollment data, I'm using data from Medicaid.gov's Medicaid Enrollment Data Collected Through MBES reports. Unfortunately, they've only published enrollment data through December 2020. In some states I've been able to get more recent enrollment data from state websites and other sources.
Colorado total Medicaid enrollment (including ACA expansion) reached a high of around 1.38 million people in early 2017 before gradually dropping off to 1.2 million just before the COVID pandemic hit last spring.
Now that I've developed a standardized format/layout & methodology for tracking both state- and county-level COVID vaccination levels by partisan lean (which can also be easily applied to other variables like education level, median income, population density, ethnicity, etc), I've started moving beyond my home state of Michigan.
I say "quasi-" because, similar to Washington's, Colorado's proposal isn't a "true" public option in the sense that the state itself would be administering a healthcare program by dealing directly with hospitals, doctors, drugmakers and clinics.
Instead, like WA's "Cascade Care" program, the state would instead design the parameters and requirements of the healthcare policies in question, but they would actually be administered by private insurance carriers and sold on the state's ACA exchange, Connect for Health Colorado. While it's hardly ideal, it would still be an important step forward.
Now that I've developed a standardized format/layout & methodology for tracking both state- and county-level COVID vaccination levels by partisan lean (which can also be easily applied to other variables like education level, median income, population density, ethnicity, etc), I've started moving beyond my home state of Michigan.
I haven't really been following the saga of Colorado's H.B. 1232 "Standardized Health Benefit Plan Colorado Option" bill as much as I should have been over the past year. The last time I wrote anything substantive about it was over a year ago...in fact, it was just a few weeks before the COVID hit the fan:
The issuers will offer the plans on and off the Exchange in the individual market.
The issuers will offer qualified health plans (QHPs) at Bronze, Silver, and Gold metal tiers.
The premiums of the plans will reflect facility reimbursement levels that vary by facility. The formula for determining facility-specific reimbursement levels was provided by DOI, utilizing hospital specific financial information provided by HCPF. Maximum reimbursement levels by facility are set between 155% and 218% of Medicare payment rates.
The plans will be offered beginning in calendar year 2022.
The state intends to apply for a 1332 waiver and use Federal pass-through savings for additional benefits or expanded coverage. The Baseline scenario presented below reflects the current federal and state regulatory market, including a state-based reinsurance program. The second scenario reflects the results of offering a Colorado Health Insurance Option with additional benefits, a premium wrap and a cost-sharing wrap.
DENVER — 17,282 Coloradans have signed up for a health insurance plan since Connect for Health Colorado re-opened enrollment on Feb. 8, with more than 7,500 sign ups in the last month alone. That uptick in enrollments coincides with the date that Connect for Health Colorado began offering increased savings on health insurance to residents of all income ranges following the passage of the American Rescue Plan.
Hmmm...I know they say "7,500 in the past month", but they reported 9,971 as of 4/07, so that should mean 7,311 in the past month. Huh.
As I noted recently, I've relaunched my project from last fall to track Medicaid enrollment (both standard and expansion alike) on a monthly basis for every state dating back to the ACA being signed into law.
