Minnesota

2019 OPEN ENROLLMENT ENDS (most states)

Time: D H M S

Again, for comparison, during the first open enrollment period, Minnesota enrolled 48,495 people, or 242 per day, so their initial pace is about even with that so far:

More than 500 people signed up for commercial health insurance this weekend through MNsure, the state’s health insurance exchange.

Open enrollment started Saturday at MNsure, and more than 27,000 new and returning users accessed the health exchange website through the weekend, said Scott Leitz, the MNsure chief executive during a news conference Monday in St. Paul. About 2,700 people phoned the MNsure call center for help, and the average wait time was about two minutes, Leitz said.

The first-weekend figures are a good start toward meeting enrollment goals, Leitz said. The number of phone calls this weekend was 10 times the typical volume for MNsure.

UPDATE: Exact number was 518.

 

This makes the 5th state-run exchange to report hard numbers for Day One...this brings the verified Day One total to 2,515 QHP enrollees. Again, small but symbolically significant.

MNsure calls Saturday’s open enrollment a big improvement  from what happened last year.

As of 3 p.m., 201 people had signed up for health insurance.

On average, customers waited for help a little more than one minute. Last year, the average wait was more than two hours.

OK, the numbers have barely moved, and technically this update is missing 3 days (it only runs through 11/11 instead of 11/14), but MNsure has been the only exchange, federal or state, which has provided an almost odometer-like frequency of off-exchange updates.

Therefore, in a tribute to MNsure, here's their final 2014 QHP update before #OE2 kicks off:

Latest Enrollment Numbers

November 11, 2014

Health Coverage Type Cumulative Enrollments
Medical Assistance 234,751
MinnesotaCare 80,387
Qualified Health Plan (QHP) 55,900
TOTAL 371,038

  • QHPs wrap things up at 55,900 (adding 21 more people over 2 days)
  • Medicaid has added another 53 people
  • MinnesotaCare is actually down by...4 people. Presumably some family of 4 moved onto better times?

And that's a wrap, folks.

And the MNsure train keeps on rolling along...

Latest Enrollment Numbers

November 9, 2014

Health Coverage Type Cumulative Enrollments
Medical Assistance 234,698
MinnesotaCare 80,391
Qualified Health Plan (QHP) 55,879
TOTAL 370,968

That's another 66 QHPs and 1,784 Medicaid/MinnesotaCare enrollees from just November 5th through 10th.

Even with #OE2 staring them in the face, Minnesota continues to see more people trickle into private policies for December alone.

Amazing. Even with things ramping up for #OE2 (Open Enrollment Period 2), and even with the midterm elections overwhelming everything for the past few weeks, Minnesota continues to quietly plod along, racking up the ACA enrollments along the way:

Latest Enrollment Numbers 

November 4, 2014

Health Coverage Type Cumulative Enrollments
Medical Assistance 233,194
MinnesotaCare 80,111
Qualified Health Plan (QHP) 55,813
TOTAL 369,118

That total figure is 5,893 higher than it was a week ago, with the QHPs up 183 and Medicaid/MinnesotaCare up another 5,710.

Onward...

Minnesota's exchange (called MNsure and pronounced to rhyme with "insure") has had it's share of technical problems, but they haven't been nearly as bad as the 4 state-run exchanges undergoing full overhauls (OR & NV are scrapping theirs entirely; MA & MD started over from scratch). They got hit with some bad news recently when the largest insurer on the exchange decided to bail, although that appears to have had more to do with that company's poor business decisions than anything on MNsure's side.

However, they've continued to keep chugging along, quietly adding more enrollees to both private QHP policies (via qualifying life events) as well as Medicaid and MinnesotaCare (neither of which have any deadlines involved). Most relevant to myself, they're also the only exchange which has continued to provide consistent, regular enrollment data updates on a near-daily basis, which is manna from heaven from my POV.

Only 66 more QHPs added over a 4 day period, but nearly 1,800 more added to either Medicaid or MinnesotaCare:

latest enrollment numbers 

October 26, 2014

Health Coverage Type Cumulative Enrollments
Medical Assistance 228,825
MinnesotaCare 78,770
Qualified Health Plan (QHP) 55,630
TOTAL 363,225

As we head into the final few weeks before the 2nd Open Enrollment period, it looks like MNsure is the only state which is left posting regular off-season enrollment updates. Things are definitely tapering off (only 113 new QHPs over the past 6 days & 3,294 added to Medicaid/MinnesotaCare), but that's still over 3,400 more people with coverage.

latest enrollment numbers 

October 22, 2014

Health Coverage Type Cumulative Enrollments
Medical Assistance 227,476
MinnesotaCare 78,321
Qualified Health Plan (QHP) 55,564
TOTAL 361,361

Things may be slowing down, but some people are still enrolling in 2014 QHPs just 1 month before the 2015 enrollment period opens; 162 Minnesotans from 10/8 - 10/16. In addition, Medicaid/MinnesotaCare has jumped by over 7,000 people:

latest enrollment numbers 

October 16, 2014

Health Coverage Type Cumulative Enrollments
Medical Assistance 224,891
MinnesotaCare 77,612
Qualified Health Plan (QHP) 55,451
TOTAL 357,954

Things are definitely tapering off as we come up to the new open enrollment period; Minnesota only added 46 more QHP enrollees in the past week, and just 2,087 more people to either Medicaid or MinnesotaCare. However, this does mean that the MNsure exchange has crossed the 350,000 total milestone:

latest enrollment numbers 

October 7, 2014

Health Coverage Type Cumulative Enrollments
Medical Assistance 219,217
MinnesotaCare 76,275
Qualified Health Plan (QHP) 55,289
TOTAL 350,781

On the one hand, I've been expecting the daily QHP enrollment rate to drop off nationally as we approach November 15th; anyone who isn't truly desperate for coverage is likely to hold off at this point even if they do have a qualifying life event, given the numerous changes in companies, policies and rates which are going to be available. On the other hand, my "9,000 per day" estimate has always been a bit closer to the low end of the range (7,900 - 10,500 per day at the moment), so I have some wiggle room in this final month anyway.

Minnesota continues to quietly crank along as we enter the 2nd year of MNsure:

latest enrollment numbers 

October 5, 2014

Health Coverage Type Cumulative Enrollments
Medical Assistance 217,535
MinnesotaCare 75,870
Qualified Health Plan (QHP) 55,243
TOTAL 348,648

Note that I'm not really even bothering to keep the Off-Season Projection Chart updated anymore; we're close enough to the 2nd Open Enrollment period that it seems a bit silly to bother (heck, I've already projected the graphs out through 11/15 anyway).

It may seem a bit pointless to keep posting 2015 premium rate changes now that we're only 6 weeks away from the Open Enrollment period anyway (everyone will find out soon enough at this point), but the BS is still flying fast & furious, and the topic seems especially relevant in Minnesota's case since the largest insurer on the 2014 exchange, PreferredOne, has pulled out for Year Two:

Minnesota officials say the average rate for policies sold on the state health insurance exchange next year will go up 4.5 percent.

But, they say Minnesotans will still have access to the lowest average rates in the nation.

The five companies participating in the exchange range from dropping their averages by 10 percent to hiking them more than 17 percent.

They declined to say which companies are raising rates and which are lowering them.

BluePlus joins Blue Cross Blue Shield, HealthPartners, Medica and UCare this year.

Unfortunately, not only is there no way of doing a weighted average here since the current enrollees for the various plans aren't listed, I can't even post which companies are increasing or decreasing their rates. Ah, well.

Yes, I know I just updated Minnesota 2 days ago, and no, the latest numbers aren't terribly significant increases, but given that MN is the only state which has been consistently updating their data almost daily, with a nice simple breakout between QHPs, Medicaid and MinnesotaCare (a sort of quasi-Medicaid/QHP hybrid allowed for by the ACA), I figured I owed it to them to provide an update which matches their numbers up precisely with Day 365...exactly 1 year to the day since the exchanges launched last October:

enrollment update

latest enrollment numbers 

September 30, 2014

Health Coverage Type Cumulative Enrollments
Medical Assistance 214,071
MinnesotaCare 75,013
Qualified Health Plan (QHP) 55,148
TOTAL 344,232

QHPs are up another 183, Medicaid 5,242 and MinnesotaCare (which is a little bit like high-end Medicaid, from what I can tell) is up another 1,160 over the past 7 days:

latest enrollment numbers 

September 28, 2014

Health Coverage Type Cumulative Enrollments
Medical Assistance 212,331
MinnesotaCare 74,609
Qualified Health Plan (QHP) 55,001
TOTAL 341,941

One of last week's big ACA stories was the news that the largest insurance company on Minnesota's exchange, PreferredOne, was dropping out of MNsure.

ACA critics pounced all over this news as Yet More Proof That Obamacare Is Failing®, even though pretty much every "proof" they've presented to date has turned out to be nonsense or, at best, vastly exaggerated (never mind, either, the fact that overall, 77 new insurers are joining the ACA exchanges while only 15 are dropping out, for a net gain of 62 companies nationally).

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