2024 Open Enrollment

via the Colorado Dept. of Regulatory Agencies (DORA):

OmniSalud program will provide $0 premium health plans to 11,000 qualified individuals.

DENVER - The Colorado Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA), is pleased to announce that for 2024, it will increase the availability of financial assistance for health insurance in the OmniSalud program to 11,000 individuals. This a 10 percent increase from 10,000 individuals in 2023. 

OmniSalud allows Coloradans without documentation (including DACA recipients) and who are ineligible for federal subsidies for health insurance, to get health insurance that meets the requirements of the Affordable Care Act (ACA). Those who qualify can receive financial help, called SilverEnhanced Savings, to make that insurance more affordable. The OmniSalud program is offered through Colorado Connect, Connect for Health Colorado’s public benefit corporation and online enrollment platform. 

Via MNsure:

ST. PAUL, MN — Minnesotans who need health insurance for 2024 can easily find free application and enrollment help from a MNsure-certified broker at 23 locations, known as Broker Enrollment Centers. Thanks to new partnerships with insurance agencies, MNsure has added four new enrollment centers in greater Minnesota and one in the east Twin Cities metro area, with all current partners returning.

Most Minnesotans who need health insurance are eligible to enroll in health insurance during MNsure’s upcoming open enrollment period, which begins November 1, 2023, and ends January 15, 2024. Open enrollment is the once-a-year opportunity to compare options, sign up for health coverage, or change plans through MNsure, Minnesota’s official health insurance marketplace. Minnesotans who qualify for health coverage through Medical Assistance or MinnesotaCare and members of federally recognized tribes can enroll in health insurance through MNsure at any time throughout the year.

Washington HealthPlan Finder

via the Washington HealthPlan Finder:

Today, the Washington Health Benefit Exchange (Exchange) released a Data Snapshot Report, which shows the availability of affordable, Cascade Care plans are proving critical to keeping people covered and advancing equity during the Medicaid unwind.

Now that COVID-era protections have expired, Washington, like all states, has resumed regular annual eligibility checks for people covered by our state Medicaid program, Washington Apple Health. For the past year, the Exchange has joined partners across our state, led by the Washington Health Care Authority (HCA), to ensure Apple Health customers watch out for and respond to renewal notices.

New York State of Health

via NY State of Health:

  • Consumers Can Preview 2024 Plan Options Now, Enroll Starting November 16, 2023
  • Marketplace Helps New Yorkers Stay Covered Throughout Pivotal Renewal Process of State Public Health Programs
  • State’s Uninsured Rate Drops to Record Low of Less than 5 Percent
  • Enhanced Federal Financial Assistance Will Remain Available for 2024 Health Coverage

ALBANY, N.Y. (October 4, 2023) – NY State of Health, the state’s official health plan Marketplace, today announced the health and dental insurance plans offered through the Marketplace for the 2024 coverage year.

Via MNsure:

Enrolling Through MNsure Offers Great Savings on 2024 Health Insurance Plans

ST. PAUL, MN — Starting November 1, Minnesotans who need health insurance can sign up for 2024 coverage through MNsure, Minnesota’s official health insurance marketplace, where they can easily find, choose and purchase health insurance. MNsure’s open enrollment period begins November 1, 2023, and will run through January 15, 2024. Open enrollment is the annual opportunity to enroll in health coverage, change plans, and renew coverage.

MNsure estimates that Minnesotans who are eligible for tax credits will save $6,750 in 2024 and spend 5% less on private health plan premiums than they did this year, on average.

These significant savings are thanks to advanced premium tax credits, which act like an instant discount to lower the cost of monthly premiums – but are only available when you enroll in health insurance through MNsure. For example:

via Nevada Health Link:

Plan Year 2024 Open Enrollment Period Health Insurance Plans and Rates Are Available Now on NevadaHealthLink.com

  • Nevadans can “window shop” online to view and compare health insurance plans ahead of open enrollment starting November 1

CARSON CITY, Nev. (Oct. 2, 2023) – Nevadans can now explore and compare health insurance plans on NevadaHealthLink.com ahead of the 2024 Plan Year Open Enrollment Period, which runs from November 1, 2023 through January 15, 2024. Throughout October, Nevadans can check plan rates and determine eligibility for federal assistance to help lower the cost of monthly premiums; nearly 9 out of 10 Nevada Health Link enrollees qualify for financial help on their premiums. All plan options and rates can be viewed by using the “window shopping” feature on NevadaHealthLink.com.

A few weeks ago, the Washington HealthPlanFinder announced that 2024 ACA individual market rates for unsubsidized enrollees would be increasing by an average of roughly 8.9% overall (small group plan rate changes hadn't been finalized yet, though the requested increases averaged around 8.3%).

This week the WA ACA exchange confirmed that the individual market plans have been certified for sale starting on November 1st, while stressing the importance of strongly considering "Cascade Care" plans. Cascade Care is Washington States name for their quasi-"public option" plans:

Plans certified to be sold on Washington Healthplanfinder beginning Nov. 1

Yesterday I noted that Idaho, which was the one of the first states to start "redetermining" Medicaid/CHIP enrollees the moment the Medicaid Unwinding process began last spring, has at least completed doing so; in the end, over 121,000 - 145,000 Idahoans got the boot, of which somewhere between 51,000 - 106,000 may still actually be eligible for Medicaid/CHIP coverage due to having their coverage terminated for purely procedural reasons.

Today, there's a consolation prize of sorts; via Your Health idaho:

Special Enrollment Period for the Loss of Medicaid Extended

Idahoans who have lost Medicaid coverage have until Nov 30, 2023, to enroll in health insurance through Your Health Idaho

via the Centers for Medicare & Medicaid Services:

Since 2013, Navigators have helped Americans understand their health insurance options and facilitated their enrollment in health insurance coverage through the Federally-facilitated Marketplace (FFM). As trusted community partners, their mission focuses on assisting the uninsured and other underserved communities. Navigators serve an important role in connecting communities to health coverage, including communities that historically have experienced lower access to health coverage and greater disparities in health outcomes. Entities and individuals cannot serve as Navigators without receiving federal cooperative agreement funding, authorized in the Affordable Care Act, to perform Navigator duties.

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