Charles Gaba's blog

COVID-19 Vaccine

Methodology reminders:

  • I go by FULLY vaccinated residents only (defined as 2 doses of the Pfizer or Moderna vaccine or one dose of the Johnson & Johnson vaccine).
  • I base my percentages on the total population, as opposed to adults only or those over 11 years old.
White House Logo

Last Friday I took an in-the-weeds look at the healthcare provisions of the pared-down (but still hugely significant) Build Back Better Act.

Well, as the long-gestating legislation finally heads into the endgame this week, there's been a last-minute rush to add to & change some provisions of the bill before it actually gets voted on, and earlier today, the House Rules Committee released a revised/updated version of the bill, including a handy comparison version which shows exactly what legislative language has changed since the prior version.

Many of these changes are either simple grammatical or wording tweaks to make sure it all passes legal muster, while others simply provide clarification. Other changes involve simply increasing or decreasing the amount of federal money which would be allocated to one program or another.

Maryland Health Connection

via Maryland Health Connection:

Greater savings for young adults and higher-income households are new this open enrollment

BALTIMORE — With greater savings than ever for young adults and for households previously ineligible for financial help, open enrollment for the 2022 plan year begins today at MarylandHealthConnection.gov, the state’s online health insurance marketplace.

Open enrollment runs from Nov. 1, 2021, through Jan. 15, 2022. Coverage starts Jan. 1, 2022, for plans selected before Dec. 31, and coverage starts on Feb. 1, 2022, for plans selected in the first two weeks of January. Those who qualify for Medicaid may enroll any time of year.

This year, many people can get a health plan for as little as $1 a month. Even for those who have looked before, it’s worth coming back, because there are now savings available for households at all income levels. Plus, a new Maryland law allows for adults ages 18 to 34 to get discounts on top of other savings.

Michigan

via the Michigan Dept. of Insurance & Financial Services:

(LANSING, MICH) Gov. Whitmer today announced Michiganders have more plans to choose from, more low- or no-cost coverage options, and more time to enroll during the Health Insurance Marketplace Open Enrollment period, which runs today, November 1 through January 15, 2022.

“Michigan has called for expanded health coverage opportunities throughout the pandemic, and I applaud the Biden-Harris Administration for its continued work in lowering costs to high-quality, comprehensive health insurance for Michigan’s working families,” said Governor Gretchen Whitmer. “Through increased subsidies, an extended enrollment period, and more investment in local assistance, Michiganders have the support they need to get covered for 2022.”

Rate Changes

As I noted last night, thanks to the federal Rate Review website finally being updated to include the final, approved 2022 rates for both the individual and small group markets in all 50 states (+DC), I've been able to fill in the missing data for my annual ACA Rate Change Project.

As I note there, the overall weighted average looks like it'll be roughly +3.5% nationally.

Normally I write up a separate entry for both the preliminary and approved rate changes in each individual state, but it seems like overkill to create 14 separate entries at once. Besides, in many of these states there's been few if any changes between the preliminary and approved rate changes.

COVID-19 Vaccine

Methodology reminders:

  • I go by FULLY vaccinated residents only (defined as 2 doses of the Pfizer or Moderna vaccine or one dose of the Johnson & Johnson vaccine).
  • I base my percentages on the total population, as opposed to adults only or those over 11 years old.
HealthSourceRI Logo

via HealthSource RI:

  • HSRI’s extended Open Enrollment period begins today and runs through January 31, 2022 with huge savings on health coverage available to most Rhode Islanders. 

EAST PROVIDENCE – Open Enrollment through HealthSource RI, Rhode Island’s health insurance marketplace, begins today November 1, 2021 and runs through January 31, 2022 to help connect Rhode Island residents with high-quality, low-cost or no-cost coverage for 2022. Thanks to the federal American Rescue Plan Act (ARPA), coverage through HealthSource RI is now more affordable than ever.

Connect for Health Colorado Logo

via Connect for Health Colorado:

Here’s what you need to know about signing up for health coverage

DENVER — It’s Open Enrollment in Colorado. For those who aren’t already covered by job health insurance or another insurance program (like Health First Colorado, Colorado’s Medicaid program or Medicare), now is the time to sign up for a health insurance plan for 2022 coverage. This year, many individuals, families and small business owners shopping for health and dental plans can expect increased plan choice and savings for 2022.

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