Idaho: 2017 Open Enrollment window shopping is now LIVE!
2018 MIDTERM ELECTION
Time: D H M S
OK, this is earlier than I expected...Your Health Idaho has decided to be first out of the gate with official 2017 ACA Exchange Window Shopping:
October 1, 2016
Preview Health and Dental Plans on Your Health Idaho
BOISE, Idaho – Starting today, Idahoans can get a preview on YourHealthIdaho.org of the 225 different health and dental insurance plans being offered on the exchange in 2017.
“Before open enrollment begins on November 1, Idahoans can preview and compare different health and dental insurance plans to figure out which one best meets their needs,” said Pat Kelly, executive director of Your Health Idaho. “There are not only more plans being offered this year than ever before, but customers can see the size of the plan’s network to get a full perspective on the choices available to them.”
Prior to the 2017 open enrollment period, health insurance carriers will reach out to their customers to inform them of any changes to their current plan, including differences in rates and deductibles.
“Idahoans are fortunate to have so much choice for their health insurance needs. That’s why it’s important for customers to work with a trusted agent or broker to review the options and make the best decision for their healthcare needs and their budget,” Kelly adds.
Comparing plans now is extremely important because plans, prices, and benefits change each year. This year customers should pay close attention to their networks and out of pocket costs, as these may have changed significantly. Customers can go online now and enter minimal information to help them calculate their tax credit and look for the best plan, which may be different from their previous plan.
Customers who have 2016 plans will be automatically reenrolled in their existing plan. Starting November 1, Idahoans will be able to change their insurance plans or enroll for the first time through Your Health Idaho. The open enrollment period will run through January 31, 2017.
Idaho's weighted average rate hikes are pretty much the national average (around 24% approved on the individual market). Aside from that, however, ID seems to be handling things well, all things considered. I don't think any of the carriers have dropped out, and 4 of the 6 actually brought in more in premium payments than they paid out, at least for the first half of the year. There are at least 4 carriers to choose from in every county, and they've added plans this year, although some may have swapped out PPOs for HMOs.
Still, given how ugly the situation is expected to be in other states like Arizona, Tennessee and Minnesota, Idaho seems to be in pretty good shape.