Charles Gaba's blog

COVID-19 Vaccine

Methodology reminders:

  • I go by FULLY vaccinated residents only (defined as 2 doses of the Pfizer or Moderna vaccine or one dose of the Johnson & Johnson vaccine).
  • I base my percentages on the total population, as opposed to adults only or those over 11 years old.
HealthSourceRI Logo

via HealthSource RI:

  • HSRI’s extended Open Enrollment period begins today and runs through January 31, 2022 with huge savings on health coverage available to most Rhode Islanders. 

EAST PROVIDENCE – Open Enrollment through HealthSource RI, Rhode Island’s health insurance marketplace, begins today November 1, 2021 and runs through January 31, 2022 to help connect Rhode Island residents with high-quality, low-cost or no-cost coverage for 2022. Thanks to the federal American Rescue Plan Act (ARPA), coverage through HealthSource RI is now more affordable than ever.

Connect for Health Colorado Logo

via Connect for Health Colorado:

Here’s what you need to know about signing up for health coverage

DENVER — It’s Open Enrollment in Colorado. For those who aren’t already covered by job health insurance or another insurance program (like Health First Colorado, Colorado’s Medicaid program or Medicare), now is the time to sign up for a health insurance plan for 2022 coverage. This year, many individuals, families and small business owners shopping for health and dental plans can expect increased plan choice and savings for 2022.

Your Health Idaho Logo

via Your Health Idaho:

Idaho’s Open Enrollment Period for Health Coverage Begins

  • New carriers and expanded tax credits give Idahoans more choices and savings

BOISE, Idaho – Starting Monday, Nov. 1, Idahoans who do not have coverage through their employer and don’t qualify for Medicaid or Medicare, can enroll in 2022 medical and dental coverage through Your Health Idaho, the state’s health insurance exchange.

“This is an exciting year for Your Health Idaho and our customers,” said Your Health Idaho executive director, Pat Kelly. “Not only do we have two new insurance carriers and a record number of plans, but Idahoans are also seeing more savings than ever before thanks to the enhanced subsidies that are only available through Your Health Idaho.”

Rate Changes

Every year, I spend months painstakingly tracking every insurance carrier rate filing for the following year to determine just how much average insurance policy premiums on the individual market are projected to increase or decrease.

Carriers tendency to jump in and out of the market, repeatedly revise their requests, and the confusing blizzard of actual filing forms sometimes make it next to impossible to find the specific data I need. The actual data I need to compile my estimates are actually fairly simple, however. I really only need three pieces of information for each carrier:

COVID

Here's the weekly look at the rate of COVID-19 cases & deaths at the county level since the end of June, broken out by partisan lean (i.e, what percent of the vote Donald Trump received in 2020).

The case rate is pretty much the same as it was last week, with new cases running nearly 3x higher per capita in the reddest tenth of the country than the bluest tenth:

Nevada Health Link Logo

Via Nevada Health Link:

More Plans, Carriers and Savings Available During Nevada Health Link’s Open Enrollment Period Starting Today

WHAT: Open enrollment begins today on NevadaHealthLink.com, the online health insurance marketplace operated by the state agency, the Silver State Health Insurance Exchange (Exchange), that connects Nevadans to quality, affordable health and dental plans. For this Plan Year 2022, Nevadans can shop 126 qualified health plans. All plans are designed to fit each individual’s budget and health needs.

Get Covered NJ Logo

via the NJ Dept. of Banking & Insurance:

Open Enrollment Period for Get Covered New Jersey Begins Nov. 1, With Record Levels of Financial Help Available to Make Health Insurance More Affordable   

  •  Majority of consumers receiving financial help can find a plan for $10 a month or less
  • More options available to consumers for 2022, Residents can preview available plans now at GetCovered.NJ.gov  

TRENTON — The Murphy Administration announced today the Affordable Care Act Open Enrollment Period at Get Covered New Jersey (GetCovered.NJ.gov), will begin Monday, Nov. 1st, with more plan choices and record levels of financial help available to make health insurance more affordable. Residents can view available 2022 plans and compare costs now, before the enrollment window opens, using the Get Covered New Jersey Shop and Compare tool. 

Washington HealthPlan Finder

via the Washington HealthPlanFinder:

  • More Options, Expanded Savings Available Now During Washington Healthplanfinder’s 2021 Open Enrollment Period

Beginning Monday, Nov. 1, Washingtonians seeking health coverage can shop, compare and sign up by visiting Washington Healthplanfinder, the state’s online health insurance marketplace. The annual open enrollment period allows all new and existing customers a chance to sign up or change health plans for the upcoming year.

“As our communities begin to emerge from the COVID-19 pandemic, we know Washingtonians are looking toward the future,” said Exchange Chief Executive Officer, Pam MacEwan. “The security of health care coverage is an important part of the way forward for Washington. We encourage anyone looking for coverage to come take advantage of new options and more savings than ever before.”

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