Delaware: Preliminary avg. 2021 #ACA premiums: -0.5% indy market; +0.1% sm. group

The Delaware Insurance Dept. has posted the preliminary 2021 rate filings for the individual and small group health insurance markets.

The Indy market is about as simple as it gets since there's only a single carrier offering ACA policies either on- or off-exchange (Highmark BCBS). They're actually cutting premiums on average slightly next year, by half a percent. They state in their summary that "Covid19 is expected to increase claim costs in 2021"...but that's all they have to say about it. The full actuarial memo includes an extensive section about the COVID-19 impact factor...but the numbers/percentages are all redacted:

As for Delaware's small group market, average premiums are staying virtually flat year over year on average there as well: