Hawaii: *Final* avg. 2020 #ACA premium changes: 4.0% rate drop

Hawaii only has two carriers participating in the Individual health insurance market. For 2020, they're reducing unsubsidized premiums by 4%. This is a slight reduction from the preliminary unsubsidized rate change requests from back in August.

HMSA's average dropped from a 1.6% reduction to a 3.2% reduction, while Kaiser, which had been asking for a very slight increase, will actually be lowering rates by around 5.4% in 2020.