Arizona: *Preliminary* avg. 2020 #ACA premiums: 2.4% *decrease* (unweighted avg only)

The good news is that as of August 2nd, the preliminary 2020 ACA premium rate changes are now available for every state at the RateReview.HealthCare.Gov website.

The bad news is that while it does make it extremely easy to look up the average rate changes being requested for every carrier on the Individual and Small Group markets, they appear to have made it somewhat harder to dig up the other key data I need to run weighted averages...namely, the actual enrollment numbers for each, along with other noteworthy items like special circumstances, breakouts of the reasons for the rate changes and so on.

Every year some rate filing forms are redacted, but it seems to be more prevalent for 2020. I don't know if that's something being done by the carriers or at HC.gov's end, but for whatever reason, it's more difficult for me to run weighted averages this year.

Case in point: Arizona, where the filing forms for all five carriers on the Individual market either have their enrollment data either redacted or not listed in the summary memos at all. As a result, all I can do is run an unweighted average, which comes to a 2.4% premium reduction statewide.

Fortunately, the range across the five carriers is pretty small anyway (from a low of -5.7% to a high of +0.1%), so I can't be off by more than a couple of points at worst, but it's still irritating.

For the small group market I didn't even bother trying to get the enrollment data; the unweighted average there is a 5.2% increase.