More California Details: 1.4M QHPs, 1.9M Medicaid, 85% paid & more!
2018 MIDTERM ELECTION
Time: D H M S
I was so caught up in the national tally implications, I forgot to actually devote a proper entry to California itself. There's some additional key numbers to look at here:
From April 1-15, 205,685 consumers – including a one-day record of more than 50,000 on the final day – completed their applications and selected health plans through the Covered California exchange, bringing the total to 1,395,929 at the end of the historic, first open enrollment period. The total exceeds the base projection for Covered California for the entire six-month enrollment period by more than 815,929.
As noted earlier, let's assume that "over 50,000" means, say, 50,100. To put this in context, they're saying there were (205,685 - 50,100) = 155,585 QHP enrollments in the first 14 days (about 11,100/day)...followed by 50,100 on the last day. That's 4.5x the rate it had been.
Medi-Cal enrolled approximately 1.9 million people through the end of March, including 1.1 million through the Covered California portal and county offices, approximately 650,000 former Low Income Health Program (LIHP) members who were transitioned to Medi-Cal by DHCS, and 180,000 individuals who applied through the state’s Express Lane program.
OK, the 650K LIHP transfers have been set for awhile. For the other 1.28 million, that's actually 174K less than the 1.45M that I currently have down for California due to some confusion on my part about the different programs and some likely double-counting. I'll correct this as soon as the HHS report is released, which will hopefully clear things up further.
So, what else? Well...
Lee said insurance companies are reporting that 85 percent of all enrollees have paid their first month’s premium.
85% of ALL enrollees. That's a minimum of 1.18 million fully paid enrollees from California alone.
I haven't really touched on the ethnic breakdown, but it's an especially big deal in CA:
Covered California more than doubled its base projection for Asian enrollment and has met the base projection for African-American enrollment.
...Latino enrollment now stands at 305,106 or 28 percent of the total enrollment. From the end of March to April 13, Latino enrollment increased at a rate of 30 percent, and has cleared the base projection of 265,000.
As for the "young invincible" thing, they didn't hit the 40% "ideal" but it's a lot better than the 25% it was at a month or so ago:
Enrollment of young adults 18 to 34 years old finished at 29 percent of the consumers who have selected a Covered California health insurance plan. This age group represents about 25 percent of the state’s population but approximately 36 percent of those who are eligible for subsidies. Also, about 36 percent of those newly enrolled in Medi-Cal are young adults 18 to 34 years old.
88% qualified for subsidies, and about 58% enrolled in Silver plans:
Of the subsidy-eligible consumers who enrolled in the exchange through April 15, 809,085, or about 58 percent of the total, signed up for a Silver plan, the second-least expensive plan of the four metal tiers. About 88 percent of consumers across all tiers received some sort of financial assistance.
Finally, a slight reduction in CA's SHOP number (from around 5,600 even to 4,900):
In Covered California’s Small Business Health Options Program (SHOP), 1,156 small businesses — representing about 4,900 employees and their dependents — have enrolled for coverage through March 31. Enrollment in SHOP is available year round.