Charles Gaba's blog

Washington HealthPlan Finder

via the Washington HealthPlan Finder:

Pam MacEwan, CEO of the Washington Health Benefit Exchange (Exchange), today announced that she will be stepping down from guiding the state’s health insurance marketplace, Washington Healthplanfinder, an organization she has served for nearly 10 years.  She has held the role of CEO for more than six years.

The move will be effective as of June and the Exchange Board will be appointing an interim CEO in the coming weeks.

“It has been the capstone of my career to serve the people of Washington as CEO of the Exchange,” said MacEwan.  “What we have been able to accomplish in my time at the Exchange has been nothing short of remarkable. Given the strength of our organization, I feel that now is the right time. The Exchange has emerged as an innovative leader in health care and is poised to continue to break new ground in bringing access to health to all Washingtonians.”

Access Health CT Logo

via Access Health CT:

 

HARTFORD, Conn. (March 25, 2022) — Access Health CT (AHCT) today announced that it was honored by the Hartford Business Journal (HBJ) and Best Companies Group as one of the “Best Places to Work in Connecticut.” This is the third, consecutive year AHCT has been named as a top workplace by the HBJ. The honorees were recognized at a ceremony at Farmington Gardens last night. The annual program was created by the Hartford Business Journal and the third-party research firm, Best Companies Group.

“Everything we do at Access Health CT supports our mission and is guided by our company values,” said Access Health CT Chief Executive Officer, James Michel. “Our values — authenticity, integrity, excellence, ownership, one team and passion — were created by our staff and are the driving force behind our strong company culture.”

As noted yesterday, it's the12th Anniversary of President Obama signing the ACA into law. To mark the occasion, the Centers for Medicare & Medicaid Services (CMS) has released the final, official 2022 Open Enrollment Period (OEP) report, which I've broken into multiple entries.

In this entry, I'm looking at the metal level breakout of the plans selected by ACA exchange enrollees. As a reminder, ACA policies fall into four categories: Bronze, Silver, Gold, Platinum, plus a special fifth "Catastrophic" category.

The 4 metal level categories represent policies which cover roughly 60%, 70%, 80% or 90% of the average enrollee's in-network healthcare expenses over the cours of the year. This doesn't mean that a Silver (70%) plan, for instance, will cover 70% of your specific medical expenses; it's an aggregate average.

As noted yesterday, it's the12th Anniversary of President Obama signing the ACA into law. To mark the occasion, the Centers for Medicare & Medicaid Services (CMS) has released the final, official 2022 Open Enrollment Period (OEP) report, which I've broken into multiple entries.

In this entry, I'm looking at enrollment from the angle of various demographic factors, including Age, Gender, Race/Ethnicity and Rural status.

There's a ton of data in the big table below (click the image for a high-res version), so I've also included percentage summaries at the bottom:

Covered California Logo

via Covered California:

  • On the 12th anniversary of the signing of the Affordable Care Act, Covered California reminds consumers that eligible Californians can sign up through special enrollment if they have a qualifying life event.
  • Californians who have recently lost their health insurance, got married, had a baby, have been affected by the COVID-19 pandemic, or paid a penalty for not having coverage are among those eligible for special enrollment.
  • Coverage is more affordable than ever thanks to the increased financial help available through the American Rescue Plan, and consumers can benefit from lower premiums throughout 2022.

La versión en español de este Comunicado puede ser descargada en este enlace

MNsure Logo

via MNsure:

ST. PAUL, Minn.—March 23 marks the 12th anniversary of the Affordable Care Act (ACA), which enacted patient protections that make health coverage fairer and easier to understand, and the financial help that makes it more affordable. With the help of the ACA and MNsure, Minnesota’s health insurance marketplace, Minnesota’s uninsured rate has gone from above 9% in 2010 to 4% today.

While the ACA helped thousands of Minnesotans access comprehensive health coverage, the 2021 federal American Rescue Plan (ARP) COVID Relief package made the most significant improvements to the law since its inception. In Minnesota, the ARP lowered costs for tens of thousands, and expanded access to subsidies to those who had previously been ineligible. The cost savings made available through the ARP drove the highest enrollment on record for MNsure. Over 134,000 Minnesotans -- a 10% increase from last year -- signed up for coverage for 2022.

Nevada Health Link Logo

This just in via Nevada Health Link:

Over 100,000 Nevadans are enrolled with health coverage thanks to the ACA

(CARSON CITY, Nev.) – Today marks the 12th anniversary since the Affordable Care Act (ACA) was signed into law by President Obama on March 23, 2010. The ACA has been one of the most significant health care reform landmarks in the United States and has had a great impact on providing more affordable and qualified health care in Nevada.

The ACA is credited for the creation and ongoing operations of the Silver State Health Insurance Exchange (Exchange), Nevada’s state agency that helps individuals get connected to budget-appropriate health coverage through the online marketplace, Nevada Health Link.

New York State of Health

via NY State of Health:

  • State's Health Insurance Marketplace Served as a Critical Safety Net for Over 6.5 Million New Yorkers During the COVID-19 Pandemic
  • Governor Encourages Congress to Extend American Rescue Plan Tax Credits to Preserve This Critical Health Insurance Coverage for New Yorkers
  • 2022 Open Enrollment Period for NY State of Health Qualified Health Plans Will Remain Open for the Duration of the Federal Public Health Emergency

Governor Kathy Hochul today recognized the 12th anniversary of the Affordable Care Act and the resulting historic levels of health insurance coverage through NY State of Health, the state's official health plan Marketplace. NY State of Health serves as a critical safety net for over 6.5 million New Yorkers.

"In Congress, I fought tooth and nail against attempts to repeal the Affordable Care Act because it was the right thing to do for millions of Americans," Governor Hochul said. "As Governor, I remain committed to making sure that every New Yorker can obtain quality, affordable health care."

As noted yesterday, it's the12th Anniversary of President Obama signing the ACA into law. To mark the occasion, the Centers for Medicare & Medicaid Services (CMS) has released the final, official 2022 Open Enrollment Period (OEP) report, which I've broken into several entries.

This entry covers two types of ACA policies which don't get nearly enough attention. The first is the ACA's Basic Health Plan (BHP) program, which is currently only operating in two states: Minnesota and New York.

Louise Norris has an excellent explainer about the BHP program:

Under the ACA, most states have expanded Medicaid to people with income up to 138 percent of the poverty level. But people with incomes very close to the Medicaid eligibility cutoff frequently experience changes in income that result in switching from Medicaid to ACA’s qualified health plans (QHPs) and back. This “churning” creates fluctuating healthcare costs and premiums, and increased administrative work for the insureds, the QHP carriers and Medicaid programs.

As noted this morning, today marks the 12th Anniversary of President Obama signing the ACA into law. To mark the occasion, the Centers for Medicare & Medicaid Services (CMS) has released the final, official 2022 Open Enrollment Period (OEP) report, which I'll be breaking into several entries.

In this entry, I'm looking at the financial aid breakout for Qualified Health Plan (QHP) enrollees. ACA financial assistance falls into two categories: Advance Premium Tax Credits (APTC) and Cost Sharing Reductions (CSR). APTC reduces enrollees monthly premium costs; CSR reduces their deductibles, co-pays and other out-of-pocket expenses.

Thanks to the American Rescue Plan, APTC financial assistance is far more generous for most enrollees in 2022 than in prior years, as you can see by looking at the 3rd & 4th columns (avg. premium and avg. premium after APTC):

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