START OF 2018 OPEN ENROLLMENT PERIOD

Time: D H M S

PPO

About a month ago, I crunched Nevada's individual and small group rate hike numbers and concluded that the overall weighted average hike in the Silver State next year (assuming everyone stays put and doesn't shop around) will be roughly 9.6% on the individual market and just 5.3% for small businesses.

Today, the Nevada Appeal ran a story claiming the ACA exchange-only average individual rate hike will be around 8.7%.

Now, it's not the lower rate which caught my eye; the 8.7% figure only includes exchange-based carriers, of which there's only three this year, versus the dozen or so who operate throughout the state (there are 9 more insurance carriers who are only operating off of the exchange).

What I'm puzzled by is this part...which also includes some good news: