Charles Gaba's blog

DISCLAIMER: HealthSherpa has a banner ad placement agreement with ACASignups.net.

As regular readers know, for the past two Open Enrollment Periods, I've had a banner ad agreement with HealthSherpa, a 3rd-party Web Broker which enrolls people in ACA exchange policies. It's important to understand that unlike some other web brokers which sell ACA policies alongside non-ACA compliant plans, I only entered into this agreement with HS because they only offer on-exchange ACA-compliant policies. And no, I'm not being paid extra for this blog post; I don't work that way.

Having said that, there's no denying that their press release today is intriguing and an important look at the public/private status of the ACA:

HealthSherpa enrolls over 1 million Americans during Open Enrollment Period

Shoot Foot

I don't normally post blog entries about the occasional Twitter flare-ups I get into with die-hard Medicare for All supporters, but this one strikes me as being especially noteworthy for several reasons.

David Klion is the News Editor at JewishCurrents and a writer for The Nation and The New Republic. As you can imagine, he's a pretty left-wing/progressive kind of guy, and a devout Bernie Sanders supporter. He has a verified account (as I do) and has about 55,000 Twitter followers (compared to my 35,000, FWIW). In other words, both of us have small but respectable followings on social media and are what the powers that be would likely consider "low-level" (?) Twitter influencers.

He and I have followed each other on Twitter for several years. We don't directly talk to each other very often, however.

Anyway, about an hour ago, Klion posted a thread with an admittedly depressing and all-too-common Consumer Hell story about his health insurance woes. I'm reposting the whole thing here; it is indeed an indictment of our current system. I've cleaned up the formatting for readability:

Just another quick update from AccessHealthCT:

As of today, their press release page states the following:

Stats as of December 20, 2019:

Qualified Health Plans (QHP):

  • Net Total QHP Enrollment: 104,799
  • 2020 OE Acquisition Summary: 22,026

...Medicaid: Completed applications/redeterminations processed through the integrated eligibility system: 44,950

That's as of today (?). They'll have to have added another 6,267 people to beat last year's total of 111,066.

A new, if not surprising, development in the Republican Party's absurd "Texas Fold'em" lawsuit against the ACA:

Attorney General Becerra Leads Coalition Seeking Supreme Court Review of ACA Repeal Case

Friday, January 3, 2020

SACRAMENTO – California Attorney General Xavier Becerra today, leading a coalition of 20 states and D.C., filed a petition to the U.S. Supreme Court seeking review of the Fifth Circuit’s recent decision in Texas v. U.S. The decision held the individual mandate of the Affordable Care Act (ACA) unconstitutional and called into question whether the remaining provisions of the ACA could still stand, including those that protect and provide coverage to Americans with pre-existing conditions. Because this decision causes uncertainty that may harm the health of millions of Americans, as well as doctors, clinics, patients, and the healthcare market, Attorney General Becerra and his coalition are petitioning the Supreme Court to take up the case and resolve it before the end of the Court’s current term in June.  

Some of you may have noticed that I haven't really posted much the past week or so. Part of it is because my whole family has been sick (nasty flu going around); part is because of the holidays, of course; and part is because I've been working on a couple of special projects.

One of those projects happened to require that I track down the official Twitter handles of every single member of the U.S. House of Representatives...all 431* of them. While I was at it, I also decided to compile some other key demographic information, such as gender, year of birth and so forth.

*(there's currently 4 vacancies)

You might think this would be easy enough to get ahold of, and most of it is...but the Twitter handles were tricky. There's several online lists already, but most of them seem to be incomplete, outdated, or include their personal handles instead of their official Congressional ones. I've gone through one by one and confirmed all 431 current members. In a few cases I did have to use their personal handles because they don't have an official one (and in a couple of cases, they appear to be one and the same).

A brief recap of ACA Medicaid expansion in the great state of Utah:

  • November 2018: Utah voters pass Proposition 3, a "clean" Medicaid expansion ballot initiative, by a solid margin, 53-47. "Clean" expansion means just that: The program would be expanded to every legally documented Utah resident earning up to 138% of the Federal Poverty level, without requiring additional barriers like work requirements, etc.
  • February 2019: The Utah state legislature, blatantly defying the clear will of the people, votes to effectively ignore Prop 3 by replacing it with Senate Bill 96, which would only partially expand Medicaid to those earning just 100% FPL (around 50,000 fewer low-income residents) while also tacking on work requirements to boot.
  • Adding insult to injury, while you might think this would at least save the state a few bucks (under ACA Medicaid expansion, the federal government pays 90% of the bill for the expanded population while the state has to pay the other 10%), this would actually cost the state around $50 million more, because the partial expansion, if approved by the federal government, would mean the state would instead pay the 32% portion they already pay for other Medicaid populations. The state put in a separate waiver request asking for the feds to agree to the 90% match rate anyway.

Well, for good or for bad, billionaire and former New York City mayor Michael Bloomberg is actually registering in the mid-single digits for the Democratic primary in recent polling, so he's a force to be reckoned with whether I'm a fan of his literally buying his way onto the national stage or not.

Anyway, he rolled out his official healthcare platform the last week, and it's not bad, it just looks less impressive compared to most of the field. In all honesty, it pretty much amounts to a somewhat weaker version of Joe Biden, Pete Buttigieg & Amy Klobuchar's "ACA 2.0 w/Public Option" proposals (which are already considered "weak tea" by the more progressive members of the Democratic base, although I'm actually pretty impressed by each of them myself).

Here's Bloomberg's plan verbatim from his campaign website:

This Just In from Nevada Health Link:

Nevada’s State Based Exchange Announces Enrollment Figures for Plan Year 2020

Carson City, Nev. – The Silver State Health Insurance Exchange (Exchange), Nevada’s state agency that helps individuals get connected to budget‐appropriate health coverage through the online marketplace, Nevada Health Link, enrolled 77,410 Nevadans during Open Enrollment for Plan Year 2020. The Exchange's seventh Open Enrollment Period ended Dec. 15, 2019 and included an extension for consumers who started the enrollment process on or before Sunday, Dec. 15 to complete their application by Friday, Dec. 20.

This Just In from MNsure...

MNsure Reports Strong Enrollment Numbers in Seventh Open Enrollment Period

ST. PAUL, Minn.—117,520 Minnesotans signed up for private health coverage during MNsure’s seventh open enrollment period which ended on December 23, 2019—2,525 more sign-ups than the exchange received by December 23 of the previous year. 

That's a 2.2% enrollment increase year over year (114,995), although CMS's official total was slightly lower than that (113,552 QHP selections). I don't know if the 1,443 discrepancy is due to clerical error cleanup, standalone dental plans being included in the higher number or what, but assuming the 117,520 figure stands, that's actually a 3.5% increase.

MNsure’s operations were notably smooth, and consumers reported improved customer experiences with the new online shopping and enrollment tools MNsure unveiled this year.

Elections matter.

True to his word, newly-inaugurated Democratic Kentucky Governor Andy Beshear has indeed eliminated the state's controversial and much-litigated Medicaid work requirement provision for the 400,000 state residents who are on the low-income healthcare program thanks to the Affordable Care Act:

Former Republican Gov. Matt Bevin’s controversial plan to impose work requirements and monthly premiums for many Kentucky Medicaid recipients is no more, Democratic Gov. Andy Beshear announced Monday.

(Monday = Last Monday; this is from a week ago)

In one of his first major moves as the 63rd governor of Kentucky, Beshear signed an executive order Monday rescinding Bevin’s Kentucky HEALTH plan, which sought to impose strict work requirements for able-bodied, working-age adults. It would have ended health coverage for an estimated 95,000 Kentuckians.

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